Company Coverage Plans For Key Employees

Are you a small business owner?  Do you have one or two employees that generate most of the profit for your company? If so, you need key man life insurance. We will find you an agent from reputable companies who specialize in business policies. You would not want your company to go bankrupt in the event of your death of the loss of one of your key employees.

In the business world, this type of investment is essential when the owner or one or two key employees generate most of the company’s profits. The way this type of policy works is simple. The company pays the premiums and becomes the beneficiary until he or she retires. This way, in an event of an unfortunate death of the owner or key employee, the company would receive the benefits to cover any losses due to the their absence. The payout will also aid when searching for a new suitable employee, paying any temporary help, and training your new employee.

The key man could be an owner, partner, sales star, talented designer, or a manager. These essential owners, partners, or employees have developed strong relationships with important clients who have become loyal customers. They have helped your business develop a name, grow, and succeed. What will happen if that significant business man or women passes? We will find you a reputable  company specializing in insuring significant business men and women to give you a policy that can secure the future of your business in the event of any unfortunate losses at a competitive rate. This type of policy will cover any debts or losses due to the absence of your high income earner. Deciding to invest in a policy now could possibly be the best business decision you could make. By securing a policy now, you are helping to secure the future of your company.

Having this type of insurance will attract new employees and keep current employees. Your employees will have a stronger sense of job security and not panic and feel they must look for a new job in an event of an unfortunate loss of a heavy-hitter or the death of the owner.  Investing in a life insurance policy for your star employee can also give your business a line of credit because if its cash value. When the time comes for them to retire, there are valuable sale options on the policy. Some options that are given are that you can cash in the plan or sell it to the key employee. If you sell the policy to the retiree, the business will see a return on the premium payments it made.

All business is unique in what defines them a business and what fuels them to grow. Let our qualified agents  discuss with you the needs of your specific business. These specialists  will work with you to make sure you invest in the best policy at a competitive rate for the security of your company big or small.

 

PLEASE FILL OUT FORM BELOW State: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico NY Business North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Guam Puerto Rico Virgin Islands American Samoa Birthday: January February March April May June July August September October November December 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1910 1911 1912 1913 1914 1915 1916 1917 1918 1919 1920 1921 1922 1923 1924 1925 1926 1927 1928 1929 1930 1931 1932 1933 1934 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 Sex: Male Female Smoker?: Yes No Your Health: Regular  Regular Plus  Preferred  Preferred Plus  Initial Term: 20 Year     ** Read Note Below 30 Year     ** Read Note Below 5 Year - Guaranteed Only 10 Year - Guaranteed Only 15 Year - Guaranteed Only 20 Year - Guaranteed Only 10 versus 20 Year Term 10 versus 15 versus 20 25 Year - Guaranteed Only 30 Year - Guaranteed Only 20 versus 30 10 versus 20 versus 30 All Guaranteed Above Age to 100 Level Guaranteed 15 Year Return of Premium 20 Year Return of Premium 30 Year Return of Premium Shown as: Annual Monthly Quarterly Semi-Annual Amount: $50,000 $75,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 $450,000 $500,000 $600,000 $700,000 $750,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,500,000 $3,000,000 $5,000,000 First Name: Last Name: Phone: Email: